Measuring What LLMs Think They Do: SHAP Faithfulness and Deployability on Financial Tabular Classification

arXiv — cs.LGTuesday, December 2, 2025 at 5:00:00 AM
  • A recent study evaluated the performance of Large Language Models (LLMs) in financial tabular classification tasks, revealing discrepancies between LLMs' self-explanations of feature impact and their SHAP values. The research indicates that while LLMs offer a flexible alternative to traditional models like LightGBM, their reliability in high-stakes financial applications remains uncertain.
  • This development is significant as it highlights the limitations of LLMs as standalone classifiers in structured financial modeling, particularly in risk-sensitive domains. The findings suggest a need for improved explainability mechanisms to enhance LLMs' usability in such contexts.
  • The study contributes to ongoing discussions about the truthfulness and reliability of LLM outputs, emphasizing the importance of aligning LLM feature explanations with classical machine learning methods. As LLMs continue to be integrated into various sectors, understanding their limitations and potential for improvement is crucial for their effective deployment.
— via World Pulse Now AI Editorial System

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