LATTE: Learning Aligned Transactions and Textual Embeddings for Bank Clients

arXiv — cs.CLThursday, December 18, 2025 at 5:00:00 AM
  • The paper presents LATTE, a novel contrastive learning framework designed to optimize the processing of historical communication sequences for bank clients by aligning raw event embeddings with semantic embeddings from large language models (LLMs). This approach significantly reduces computational costs and input sizes compared to traditional methods, making it more practical for real-world financial applications.
  • The introduction of LATTE is crucial for financial institutions as it enhances the efficiency of client communication analysis, allowing for better insights and decision-making while maintaining low latency in deployment. This advancement could lead to improved client services and operational efficiencies in the banking sector.
  • The development of LATTE reflects ongoing efforts to address the challenges associated with LLMs, particularly their computational demands and potential memorization issues. As financial applications increasingly rely on sophisticated AI tools, the need for efficient and reliable models becomes paramount, highlighting a broader trend towards optimizing AI technologies for specific industry needs.
— via World Pulse Now AI Editorial System

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