Text to Trust: Evaluating Fine-Tuning and LoRA Trade-offs in Language Models for Unfair Terms of Service Detection

arXiv — cs.CLTuesday, October 28, 2025 at 4:00:00 AM
A recent study has made significant strides in adapting large language models for detecting unfair terms in legal documents, specifically Terms of Service. By evaluating various methods like fine-tuning and parameter-efficient adaptations, researchers have found effective ways to enhance the performance of models like BERT and DistilBERT. This is crucial because it addresses a pressing need in legal tech, helping to ensure that users are better protected from unfair clauses in agreements they often overlook.
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