XRP Whale Wallets Collapse 20%, But Biggest Holders Hoard More Than Ever

On December 1, 2025, Ripple announced a significant regulatory upgrade in Singapore, enhancing its Major Payment Institution license. This upgrade allows Ripple Markets APAC Pte. Ltd. to operate a fully regulated payments platform, facilitating cross-border money transfers and providing faster, more transparent settlements using XRP and its stablecoin RLUSD.

XRP exchange-traded funds (ETFs) have seen inflows exceeding $756 million over 11 consecutive days, indicating a bullish divergence on price charts that suggests a potential trend reversal. This surge in investment reflects growing institutional interest in XRP as a viable asset class.

XRP has formed a bullish cross on its weekly Stochastic RSI, signaling a potential upward trend for the cryptocurrency as it struggles to maintain its price above the $2 mark. Despite recent downturns, the introduction of new XRP ETFs has helped sustain market sentiment.

Zcash (ZEC) has experienced a significant market pullback, leading to a 24% drop as the cryptocurrency market faced widespread losses. This decline follows a remarkable rally where ZEC surged over 1,775% to reach an all-time high of $750 in early November, but has since struggled to maintain key support levels, closing below crucial thresholds amid recent volatility.

XRP's price has dropped by 9.5%, coinciding with a TD Sequential indicator that suggests a potential trend reversal. This decline has raised concerns among traders, particularly as Ethereum also shows bearish signals on its 12-hour chart, prompting a cautious outlook in the cryptocurrency market.

XRP and Bitcoin are currently trading near critical price levels, with XRP fluctuating between $2.16 and $2.25 and Bitcoin recently rebounding past $91,000. This situation arises amid volatility in the cryptocurrency market, raising concerns about potential pullbacks in Nasdaq's performance as the year-end approaches.

XRP has experienced a significant crash of 9.5%, yet the Tom Demark (TD) Sequential indicator has flashed a buy signal on its weekly price chart, suggesting potential bullish momentum. Analyst Ali Martinez highlighted this development, indicating that the TD Sequential is a tool used in technical analysis to identify possible price reversals based on candle patterns.

Reports indicate that major financial institutions, including big banks and private equity players, may be accumulating XRP while its price hovers around $2.18. This activity could explain the cryptocurrency's inability to surpass the $3 mark despite increasing trader interest and market momentum.