Ripple Payments Accelerates XRP and Stablecoins Through NGN Lane

The cryptocurrency market is experiencing a downturn, with Bitcoin leading the decline, causing Ethereum and Dogecoin prices to follow suit. Analysts speculate that the market may be entering a bear trend after a prolonged period of growth, although some predict a potential price pump could occur before this trend solidifies.

Bitcoin long-term holders have seen their supply increase for the first time since April, indicating a potential shift in market sentiment. This uptick in the 6-month inactive supply suggests that investors are holding onto their assets rather than selling, which is often seen as a bullish sign in the cryptocurrency market.

XRP has recently experienced a surge in activity, marking one of its strongest growth waves despite facing bearish pressures that have kept its price around the $2 mark. The cryptocurrency's engagement remains robust, indicating a significant interest from traders even as the broader market experiences a pullback.

Bitcoin and major altcoins, including Pepe Coin, Solana, and XRP, experienced a significant price surge on December 2, recovering from previous losses. Bitcoin rose by 6.5%, while Pepe Coin, Solana, and XRP also saw notable increases, contributing to a rebound in the overall cryptocurrency market.

The XRP price has recently stabilized around the critical $2 mark after a decline from $2.20, with the weekly candle closing slightly green for the first time in over a month. This level is now pivotal for XRP's price structure, as it could determine whether the cryptocurrency continues to face downward pressure or begins to recover. Analysts are closely monitoring this situation as it unfolds.

Vanguard has expanded its cryptocurrency offerings by launching exchange-traded funds (ETFs) for Bitcoin (BTC), Ethereum (ETH), XRP, and Solana (SOL), marking a significant step in making crypto investments more accessible to a broader audience. This move comes amid ongoing volatility in the cryptocurrency market, where investor sentiment is being tested by fluctuating prices.

Crypto analyst Rob Cunningham has proposed a scenario where Ripple could achieve a valuation of $7 trillion, contingent on a significant increase in the price of XRP, which Ripple holds in large quantities. This potential surge in valuation is linked to XRP's market performance and investor sentiment.

On December 1, 2025, Ripple announced a significant regulatory upgrade in Singapore, enhancing its Major Payment Institution license. This upgrade allows Ripple Markets APAC Pte. Ltd. to operate a fully regulated payments platform, facilitating cross-border money transfers and providing faster, more transparent settlements using XRP and its stablecoin RLUSD.