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Ripple’s $21 Trillion Dream: What Capturing 20% Of SWIFT Volume Means For XRP

NewsBTCSunday, July 13, 2025 at 11:00:43 PM
PositiveCryptocurrencyCryptocurrency
Ripple’s $21 Trillion Dream: What Capturing 20% Of SWIFT Volume Means For XRP
Ripple Labs, the company behind the cryptocurrency XRP, is aiming even higher in its quest to disrupt SWIFT, the dominant global payments network. CEO Brad Garlinghouse once suggested XRP could handle 14% of SWIFT’s transaction volume, but a new analysis by crypto expert Paul Barron suggests Ripple could eventually capture 20%—a staggering slice of SWIFT’s $21 trillion flow. If that happens, it could supercharge XRP’s role in cross-border payments.
Editor’s Note: Ripple’s ambitions aren’t just pie-in-the-sky—they’re targeting a fundamental shift in how money moves worldwide. If XRP even comes close to handling a fifth of SWIFT’s volume, it could mean faster, cheaper international transfers and a major boost for crypto’s real-world utility. For investors and fintech watchers, this signals Ripple’s growing confidence—and the high-stakes race to modernize global finance.
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