Michael Saylor’s Strategy hits record market cap amid Bitcoin surge

Bitcoin had a wild ride last week—first smashing through previous records to hit an all-time high near $122,800, only to tumble back down shortly after. Analysts point to a "Satoshi-era whale" (an early Bitcoin holder moving a massive stash) as one trigger for the drop. But even before that, experts say breaking the $123,000 barrier was always a long shot, with market dynamics and investor behavior working against it.

Editor’s Note: Bitcoin's volatility is back in the spotlight, showing how fragile crypto rallies can be. When early investors suddenly move old holdings, it spooks the market—proof that a few big players can still swing prices dramatically. For everyday traders, it’s a reminder that crypto’s highs often come with equally steep drops.

The head of the SEC, Paul Atkins, is warming up to the idea of letting people include cryptocurrencies in their retirement plans. This follows recent reports that the Trump administration is looking to expand retirement investment options to include alternative assets like crypto, gold, and private equity. It’s a sign that regulators might be getting more comfortable with digital assets—at least enough to consider them for long-term savings.

Editor’s Note: Retirement plans have traditionally stuck to stocks, bonds, and mutual funds, so this shift could be a big deal. If crypto gets the green light, it might signal broader acceptance of digital assets as legitimate investments—not just speculative bets. But it also raises questions: Will everyday savers understand the risks? And how will regulators ensure protections are in place? Either way, it’s a step toward crypto going mainstream in finance.

Justin Sun, a prominent figure in crypto, just moved a whopping $181 million worth of Ethereum (ETH) from HTX (where he's an advisor) to Binance. Blockchain analysts note this follows a trend where HTX redeems ETH from Aave before transferring it—suggesting big players might be buying up ETH while prices dip.

Editor’s Note: When whales like Sun shuffle huge sums of crypto, it often signals strategic moves—whether cashing out, repositioning, or betting on a rebound. This transfer hints at potential market maneuvering behind the scenes, which could ripple through ETH's price and trader sentiment. For crypto watchers, it’s a heads-up to keep an eye on where the money’s flowing next.

Pump.fun’s PUMP token, a buzzy meme coin, skyrocketed in value—only to crash just as fast. The wild swing has traders questioning whether this was just another speculative frenzy or if there’s real staying power behind the project.

Editor’s Note: Meme coins thrive on hype, but when prices nosedive this hard, it’s a reminder of how risky these bets can be. For crypto watchers, it’s another case study in volatility—and whether projects like Pump.fun are built to last or just here for the short-term thrill.

The U.S. Federal Housing Finance Agency (FHFA) is tightening rules around cryptocurrency holdings in mortgage approvals, but there's a catch: their approach might ignore assets held in self-custody wallets (where users control their own crypto keys). Critics argue this oversight could backfire, forcing homebuyers to rely on riskier third-party custodians just to qualify for loans—ironically increasing, rather than reducing, financial vulnerabilities.

Editor’s Note: This isn’t just about paperwork—it’s a real-world clash between old-school finance rules and how crypto actually works. If regulators don’t adapt, everyday buyers could get squeezed by policies that unintentionally push them toward less secure options. For a market already wary of crypto volatility, that’s a problem waiting to happen.