RBL Bank Q1 results: Net profit declines 46% to Rs 200 crore; NII drops 13% to 1481 crore
Times of IndiaSaturday, July 19, 2025 at 11:27:11 AM
RBL Bank had a tough first quarter, with net profit plunging 46% to ₹200 crore and net interest income dropping 13%. The squeeze came from tighter interest margins, though the bank did see a bump in other income sources. To weather the storm, they’ve dialed back on riskier unsecured loans and doubled down on secured retail lending. Management is betting on a stronger second half of the year, but bad loans remain a lingering concern.
Editor’s Note: For customers and investors, this signals short-term pain for RBL Bank as it rebalances its loan book. The shift away from unsecured lending suggests caution—good for long-term stability but a drag on immediate earnings. If you’re holding shares or banking with them, it’s worth watching whether their H2 recovery plan holds up against economic headwinds.
— Curated via WP Now’s
