If you've seen ads promising big payouts for mis-sold car finance deals, be careful—some claims firms are tacking on hefty fees (up to 36% of your compensation). Regulators are warning drivers to weigh their options carefully, especially with a potential industry-wide decision on payouts looming.

Editor’s Note: This isn’t just about getting money back—it’s about not getting fleeced again while trying to reclaim what you’re owed. With millions potentially affected, the rush of opportunistic claims firms could leave people worse off than before. A heads-up worth sharing with anyone who’s ever financed a car.