A surprising number of UK adults—nearly half—aren’t contributing to any pension plan, whether through work or privately. The article digs into their reasons, from struggling with the cost of living to distrust in the system or simply feeling retirement is too far off to worry about. It’s a mix of personal stories and broader concerns about financial security.

Editor’s Note: This isn’t just about individual choices—it’s a snapshot of a bigger problem. If so many people are opting out of pensions, it could spell trouble for future retirees and even strain public resources down the line. It’s a wake-up call about how financial pressures today might ripple into tomorrow.