Big financial players like HSBC, Manulife, and BOC Life are rolling out new investment options specifically designed for Hong Kong retirees, offering regular payouts (like HSBC’s new funds aiming for 6% annual dividends). This is part of a bigger push to tap into the "silver economy" as the city’s aging population grows.

Editor’s Note: With more Hong Kongers entering retirement, these products could help seniors stretch their savings—but it’s also a sign banks are scrambling to profit from a demographic shift. Whether these returns hold up (they’re "non-guaranteed," after all) is the real question for retirees banking on that income.