Former President Donald Trump has signed an executive order that makes it easier for 401(k) retirement plans to include alternative investments like private equity, hedge funds, and real estate. The move aims to give savers more options but has sparked debate over potential risks and fees.

Editor’s Note: This could change how millions of Americans save for retirement by expanding investment choices beyond traditional stocks and bonds. Supporters say it offers diversification, but critics worry about higher costs and risks for everyday investors who may not fully understand these complex assets. Either way, it’s a big shift in retirement planning rules.