Homebuyers Are Scoring 5% Mortgage Rates With These Simple Strategies

Think mortgage rates are sky-high and unchangeable? Think again. Some savvy homebuyers are snagging rates as low as 5%—well below the national average—by using clever tactics like buying "points," improving their credit scores, or negotiating directly with lenders. This isn’t just for the ultra-connected; these strategies are accessible if you know where to look.