After insurance pullback, advocates demand a 'bill of rights' for California policyholders

In response to recent insurance pullbacks, a prominent consumer group in California is advocating for a new 'bill of rights' aimed at protecting policyholders. This initiative would mandate that insurers provide coverage to homeowners who take steps to fireproof their properties. If insurers fail to comply, they risk losing the ability to sell home or auto insurance in the state for five years. This proposal is significant as it seeks to enhance homeowner security and encourage proactive measures against fire risks, reflecting a growing concern for safety in the face of climate change.