Built a debt tracker in 72 hours. Here's what I learned about human psychology.

DEV CommunityTuesday, November 4, 2025 at 2:56:55 PM
In just 72 hours, I created debtduel.com to help manage my $23K debt, and it taught me a lot about human psychology. The real struggle isn't just the numbers; it's the mental burden of tracking multiple credit cards and deciding which debts to tackle first. Research shows that many people fail at paying off debt not due to a lack of knowledge, but because of psychological barriers. This project not only helped me organize my finances but also highlighted the importance of understanding our mindset when it comes to money management.
— Curated by the World Pulse Now AI Editorial System

Was this article worth reading? Share it

Recommended Readings
The Psychology of UI: Why Certain Interfaces Just ‘Feel’ Better
PositiveArtificial Intelligence
In today's fast-paced digital world, the psychology behind user interfaces plays a crucial role in how we interact with technology. A well-designed interface not only looks appealing but also provides a seamless experience that keeps users engaged. When an app feels intuitive, users can navigate effortlessly, enhancing their overall satisfaction. Conversely, a poorly designed interface can lead to frustration and disengagement. Understanding these dynamics is essential for developers aiming to create apps that resonate with users and foster loyalty.
Latest from Artificial Intelligence
WhatsApp launches long-awaited Apple Watch app
PositiveArtificial Intelligence
WhatsApp has finally launched its long-awaited app for the Apple Watch, allowing users to receive call notifications, read full messages, and send voice messages directly from their wrist. This update is significant as it enhances user convenience and accessibility, making it easier for people to stay connected on the go.
Large language models still struggle to tell fact from opinion, analysis finds
NeutralArtificial Intelligence
A recent analysis published in Nature Machine Intelligence reveals that large language models (LLMs) often struggle to differentiate between fact and opinion, which raises concerns about their reliability in critical fields like medicine, law, and science. This finding is significant as it underscores the importance of using LLM outputs cautiously, especially when users' beliefs may conflict with established facts. As these technologies become more integrated into decision-making processes, understanding their limitations is crucial for ensuring accurate and responsible use.
Building an Automated Bilingual Blog System with Obsidian: Going Global in Two Languages
PositiveArtificial Intelligence
In a bold move to enhance visibility and recognition in the global market, an engineer with nine years of experience in the AD/ADAS field has developed an automated bilingual blog system using Obsidian. This initiative not only showcases their expertise but also addresses the common challenge of professionals feeling overlooked in their careers. By sharing knowledge in two languages, the engineer aims to reach a broader audience, fostering connections and opportunities that might have otherwise remained out of reach.
Built a debt tracker in 72 hours. Here's what I learned about human psychology.
PositiveArtificial Intelligence
In just 72 hours, I created debtduel.com to help manage my $23K debt, and it taught me a lot about human psychology. The real struggle isn't just the numbers; it's the mental burden of tracking multiple credit cards and deciding which debts to tackle first. Research shows that many people fail at paying off debt not due to a lack of knowledge, but because of psychological barriers. This project not only helped me organize my finances but also highlighted the importance of understanding our mindset when it comes to money management.
Understanding Solidity Transparent Upgradeable Proxy Pattern - A Practical Guide
PositiveArtificial Intelligence
The Transparent Upgradeable Proxy Pattern is a game-changer for smart contract developers facing the challenge of immutability on the blockchain. This innovative solution allows for upgrades to contract logic without losing the existing state or address, addressing critical vulnerabilities effectively. Understanding this pattern is essential for developers looking to enhance security and maintain trust in their applications.
Anthropic and Iceland Unveil National AI Education Pilot
PositiveArtificial Intelligence
Anthropic and Iceland have launched a groundbreaking national AI education pilot that will provide teachers across the country, from Reykjavik to remote areas, with access to Claude, an advanced AI tool. This initiative is significant as it aims to enhance educational resources and empower educators, ensuring that students in all regions benefit from cutting-edge technology in their learning environments.