A multi-view contrastive learning framework for spatial embeddings in risk modelling

arXiv — cs.LGTuesday, November 25, 2025 at 5:00:00 AM
  • A novel multi-view contrastive learning framework has been proposed to generate spatial embeddings for risk modeling, particularly in the insurance sector. This framework integrates diverse spatial data sources, including satellite imagery and OpenStreetMap features across Europe, to enhance the predictive capabilities of risk management models.
  • The development of this framework is significant as it aims to improve underwriting precision by converting complex, high-dimensional spatial data into meaningful representations. This advancement could lead to more accurate risk assessments in insurance, particularly in areas influenced by climate and demographic factors.
  • This initiative reflects a broader trend in artificial intelligence where integrating diverse data sources is crucial for enhancing model performance. The focus on spatial data aligns with ongoing efforts in various fields, including ecology and remote sensing, to leverage advanced machine learning techniques for better decision-making and understanding of complex systems.
— via World Pulse Now AI Editorial System

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